Testimonials

I was looking for some Pension advice. Clarity Wealth Limited was recommended to me and I can’t recommend Richard Platt enough, the service was second to none. Richard was fantastic to deal with and with throughout our meetings he listened to all my queries took a complicated topic and broke it down, making it easy to understand. I appreciated the amount of time and effort he dedicated to sorting out my pension, enabling me to feel more confident about the future. During this difficult period, I have already seen a healthy return on my initial investment I would highly recommend Richard Platt. The advice, Professionalism, Quality, friendliness and Value for money Clarity Wealth Limited is pretty much on point with everything.

Source: VouchedFor
West Yorkshire

Richard and his team continue to exceed my expectations through his prudent and risk adverse advice my SIPP capital has not only been protected but has delivered 25% growth over the last 3 years. This growth is quite remarkable given COVID and other adverse trading conditions.

I am very very happy with the service provided by Richard and his team.

Source: VouchedFor
North Yorkshire

Richard gave us a range of options to do with our pension, where would give us the best return, everything was explained thoroughly to us. It’s early days yet, but our review was very positive. Everything was explained to us clearly, any questions was answered with clarity.

Source: Vouchedfor
West Yorkshire

I have found Richard to be very friendly and knowledgeable regarding pensions advice. He takes the time to listen to your needs and wants, then provides in-depth research and detailed reporting with a clear strategy to best meet your objectives within the scope of the investments you have to hand. I would recommend Richard without hesitation, the service and professionalism has been excellent.

Source: Vouchedfor
West Yorkshire

Richard switched our pension plans into the most profitable companies and kept the pensions growing despite the recent turbulent economic times. Our investments have grown more than we had thought they would. Richard is very friendly, easy to talk to and has a caring attitude towards his customers, whilst remaining professional in his approach. Richard has had good results with our investments so far, even through a challenging economic time!”

Source: Vouchedfor
West Yorkshire

Richard gave us excellent pensions advice and continues to manage our portfolio. Absolutely delighted with the first years performance.

Source: Vouchedfor
West Yorkshire

Richard gave unbiased advice on how best to maximise pension and savings potential. Pension and investments performing better than I’d hoped for.

Source: Vouchedfor
West Yorkshire

Both me and my wife had several small pensions that we needed advice on. Richard explained everything so that we could understand the various options we had available to us. No sales talk or pushy advice, just sound sensible advice. Richard helped by advising us what were the best options for our pensions and savings. He provided various options and we picked the ones that suited our needs. In the current climate, the outcomes have been positive. I don’t think anything could have been explained better for us.

Source: Vouchedfor
West Yorkshire

I had inherited a large sum of money and wished to invest. Richard gave easy to follow advice and the whole process was straightforward. The investments I made have been profitable. This has been in line with Richard’s predictions. No room for improvement. I am 100% happy.

Source: Vouchedfor
West Yorkshire

I was widowed and received my husband’s pension settlement. I am still too young to retire I feel and needed to take out a plan to secure my future. Richard helped me with good sound advice which I understood and could make an informed decision. Obviously, with the Covid pandemic affecting the world, I was not expecting a return on this years investment portfolio, however, Richard has managed to make a profit on my investment even after fees which is more than I had hoped for in the current environment. To be honest I am happy with Richard’s advice. He has been available to talk with when needed.

Source: Vouchedfor
West Yorkshire

I have not had a pension review for well over a decade, as I reached 55, I decided it was a good time to seek advice. Within a couple of minutes, I realised I should have sought advice earlier. I had accrued some credit card debt, it was causing me some uncomfortable moments. Along with being furloughed, it certainly impacted my savings. Richard explained how, by taking a lump sum from my pension, I could drastically reduce my outgoings. And by following his advice to the letter, I am virtually debt-free. I found Richard a warm, endearing chap, and him listening to my drivel takes some doing! I would endorse Richard 100%.

Source: Vouchedfor
West Yorkshire

I work in wealth management myself but I don’t have time to manage my own investments and want someone else to take on the responsibility. I also needed specific pension transfer advice. Richard explained the pension transfer process and took time to understand my needs. We talked about the pros and cons of transferring out of the DB scheme. Richard kept me fully up to date during the process and I never had to chase him at all. When we came to the time to make the investment it was during COVID and the original advice was provided before. He reviewed the funds and changed them based on the current climate and performance. I am happy with the advice to transfer out of my DB scheme a school it provides me with more flexibility and my family are able to inherit more should anything happen to me.

Source: Vouchedfor
West Yorkshire

Richard was able to advise on the options available to me and enabled me to transfer and access my pension to allow for an early retirement. He has provided full support and assistance in consolidating my pensions. Following the unexpected refusal of one company to transfer monies to a planned drawdown account, Richard initiated a complaint for me which resulted in the transfer going ahead as had been agreed. I have been able to retire as planned and am more than happy with the service provided by Richard during these unexpected and very difficult times. I have found Richard’s manner to be warm, friendly and approachable … throughout my contact. He communicates information clearly and is more than happy to address any queries or concerns raised. He is knowledgeable and experienced in his role and he did not hesitate to intervene on my behalf….he could not have done more!

Source: Vouchedfor
West Yorkshire

We discussed my requirements then found policies that offered the protection I was looking for. A far better product and solution than I was able to procure. I’m very satisfied with the service and would recommend to anyone looking for family protection policies and life insurance.

Source: Vouchedfor
West Yorkshire

Good advice. Richard explained everything to us and with the advice he offered, we feel happy with our investments and the profits they have gained.

Source: Vouchedfor
West Yorkshire

The pension company we were with was making silly mistakes with our money which raised alarm bells and the financial advisor we were with was not very helpful, so we decided to look for someone closer to us. Richard arranged a meeting with us, we discussed our concerns about our existing pension provider as he had not been in touch with us for the last 9 years, he listened to us and looked at all our pensions that we had frozen and said he could help. Richard arranged another meeting with us to discuss a pension plan that was personalised and appropriate to us both. The personal touch was the best for us and he simplified everything. Richard was able to personalise our pension plans and he took his time to explain everything so we understood and in a way that made sense to us, he was able to save us money in the process too. We have had follow up phone calls from Richard and he has suggested a yearly meeting too to review our pension on a yearly basis. Clarity Wealth as a business and a financial adviser were excellent.

Source: Vouchedfor
West Yorkshire

Professional and comprehensive market Recommendations and forecasts with a very personal approach.

Source: Vouchedfor
West Yorkshire

I wanted to start using my private pension. Richard reviewed my situation and my current pension pot and advised on possible ways to move forward to suit my needs. The alternatives were discussed in terms that I fully understood. He was most amiable and helpful.

Source: Vouchedfor
West Yorkshire

I needed help with transferring my pension. He sorted everything out for me and the advice he gave has helped a great deal, both with peace of mind and also increasing my pension value. Very much so! Much better than expected. I can’t think of a fault to be perfectly honest!

Source: Vouchedfor
West Yorkshire

I was looking to retire early. Richard confirmed I could afford to fund the lifestyle I wanted. He recommend a drawdown plan and handled the transfer of monies from various pensions. I am now retired and receiving an income. I am very happy with all Richard and his staff has done. Friendly and informed service.

Source: Vouchedfor
West Yorkshire

Richard took care of everything and I am now happy that I will have a better retirement. It’s early days yet, but it is looking very good so far! I am more than happy with Richard’s service.

Source: Vouchedfor
West Yorkshire

We had an option to take a tax-free lump sum from a pension and wanted to consider all the options and understand the alternatives. Richard spent time collating all the information he needed and then investigated the market to provide options and recommendations. Richard didnt make any wild promises. He gave honest fair advice and warned of potential dangers.

Source: Vouchedfor
West Yorkshire

I was wanting to combine 2 bank pensions and draw 25% of the total with a monthly income, to allow me to take early retirement and become a full-time carer for my frail mother. A good friend of ours, Nick Licata who oversees the compliance of IFA’s, recommended Richard to us, above all others that he deals with. We knew that Nick would only recommend somebody to us that was good. Richard met with myself and my husband several times with a very warm welcome. He and his staff are very friendly and put us at ease immediately and we felt very comfortable to proceed with his advice. Richard put in place everything that I needed, and very quickly. This enabled me to leave my job and proceed with our future plans. Richard is very approachable and I would be very happy to call him if I had any issues. Richard really couldn’t have done anything better.

Source: Vouchedfor
West Yorkshire

Richard explained everything in layman’s terms so Ifully understood the process and the pros and cons of moving my pension.

Barbara
South Yorkshire

Richard listened to my concerns and to what I expected to happen to my pension fund remaining after my death. He then provided me with the information and help I needed in a manor that I could clearly understand and went on to complete on my behalf.

Stephen
West Yorkshire

We felt very at ease with Richard. He was precise, clear and unrushed when answering each query we had (our knowledge of investing and pensions is practically zero so we had quite a few to ask!). Did we feel confident with Richard? Absolutely.

Elizabeth

I was referred to Richard last year by a close friend. Being relatively naive to this i was naturally cautious to begin with. I was thoroughly impressed from the outset by his laid back and honest approach. He took time to understand my circumstances and needs, and within 48 hours he had come back to me with a presentation of suitable products given my risk appetite and took the time explain thoroughly what they involved including features, benefits and most importantly risks. I felt and still do feel very comfortable with Richard handling my financial affairs and will continue to recommend him to my friends and family.

David
Harrogate

Richard looked at our rather complicated financial arrangements, listened to our desires about outcomes and came up with pension and investment proposals. As a woman married to a man who is quite knowledgeable in financial matters it made a pleasant change to have an adviser who talked to us equally and was more than willing to answer my questions and ensure I had a good understanding of the situation.

Catherine
London

Richard discussed the process of what would happen. Talked me through any worries I had and gave me advice accordingly. The pension transfer went through without a hitch other than the time scale it seemed to take a very long time from start to finish but most of the delay was out of Richards control. Richard was very professional and gave regular updates with regard to how things were progressing.

Source: Vouchedfor
West Yorkshire

I was unhappy with some of the long term goals that my company pension would provide and was concerned about the long term security of the parent company that took over my present employer. Richard listened to my concerns and to what I expected to happen to my pension fund remaining after my death. He then provided me with the information and help I needed in a manor that I could clearly understand and went on to complete on my behalf.

Source: VouchedFor
North Yorkshire

Richard gave us a number of options and models to review then together we agreed on the one that suited our requirements. it’s early days yet but we are confident we have chosen the right product. Personal service and explanations on everything we needed to know was excellent.

Source: VouchedFor
North Yorkshire

Richard reviewed my investments and savings, expenditure and current pension to provide information to enable me to decide whether I should transfer my pension. Very thorough and explained everything very clearly

Source: VouchedFor
North Yorkshire

I was looking for advice in how to invest my savings and my pension. I had felt I had not been well served by my previous IFA and was looking for someone who would be more proactive. Richard came and met me and immediately came across as very professional and personable. He took time to understand my needs and goals financially, but also the broader context of my life and ambitions. He walked me through his recommendations very clearly and answered any questions that I had, as well as taking account of particular interests I had. He also gave me advice on some different models and structures which I was unaware of and were better suited to some specific goals I had. So far the performance has been good and – though it’s early days and we’re planning for the mid to long term – Richard has been proactive in scheduling reviews and answering questions i’ve had. He has also continued to be a pleasure to work with on a personal level – in short, exactly what I was hoping for.

Source: VouchedFor
London

I wanted to move my works pension to my control. Richard explained everything in layman’s terms so I fully understood the process and the pros and cons of moving my pension. I was very happy with his advice and his communications. I was kept fully up to date during the process. I would highly recommend him to others.

Source: VouchedFor
West Yorkshire

Advised multiple situations, judged my individual situation and made sound recommendations. Strong communication and sound advice.

Source: VouchedFor
West Yorkshire

Great advice and wealth of knowledge.

Source: VouchedFor
North Yorkshire

Richards advice was clear and concise and helped me understand the positive and negative implications of consolidating my pensions. So far I am happy with the results and I am very happy with Richard.

Source: VouchedFor
West Yorkshire

I took early retirement after being made redundant, I was looking for a financial advisor and a friend recommended Richard. I phoned Richard and we arranged a visit and he also suggested a few things I needed to do before the end of the tax year. Richard came to my house on a number of occasions and we worked on what we needed and what would be the best for us. he also managed the moving of my pension. the pension proved difficult to move but he stuck at it giving me regular updates through phone calls and emails. Richard has delivered on everything he promised and is still contacting me on a regular basis with updates. I think Richard did everything well, he took his time to answer all my questions and he explained all the processes in a way that I could understand them. I don’t think he could have done any better than that.

Source: VouchedFor
Yorkshire

Richard dealt with all the paperwork regarding the occupational pension transfer in a quick and very efficient manner and kept us well informed throughout. He couldn’t have done anything better in the restricted timescale we had. He was extremely efficient and went out of his way to ensure all timing deadlines were met and kept us well informed of the progress.

Source: VouchedFor
Cheshire

I was with my partner at her appointment and Richard asked if he could do anything for me. I said I didn’t think he could because I just had a few occupational pensions and a couple of private pensions that weren’t going to amount to much. At my next appointment, he told me I could retire! I saw Richard in November and retired in December! He was clear and impartial throughout. Always checking that I understood and was happy to proceed.

Source: VouchedFor
West Yorkshire

We were assessing whether our portfolio and my husband’s pension were achieving their potential. Richard immediately identified that the pension and savings were not running in line with the market and actually showed a below-market return. We have seen a positive return on both of these investments over the last two years, even in the current market. We are happy with the service we have received. Richard is always there to help and regularly gives updates.

Source: VouchedFor
West Yorkshire

Richard developed and discussed pension options, secured a final salary lump sum and set up a very effective SIPP. Furthermore he recommended a number of investment vehicles that have provided a significant yield in the first year of operation. The investment has grown significantly more than I expected, i.e circa 9% in the first year. I am very satisfied with Richard’s performance. he is approachable and has the right temperament to explain complex issues simply.

Source: VouchedFor
North Yorkshire

I commissioned Richard to explore the available options regarding my savings. I had been growing increasingly frustrated at the level of service I was receiving from my previous investment advisor and a friend recommended I give Richard a call. His professional, no-nonsense attitude was commendable and he was able to assist me with selecting a suitable alternative which better served my needs, so far so good. His enthusiastic approach to his work is a virtue and I highly recommend him.

Tom
West Yorkshire

I have been running my own business for 10 years, trying to get it off the ground. I have not had time or capital to put aside for pension planning, despite knowing how important it was. A combination of inheritance and the business becoming more established meant I was able to focus on pension planning. My wife and I presented Richard with a complex problem, given that my income and outgoings are both flexible, as was our pension needs. So we asked Richard to help us understand what was possible and whether it was even feasible to meet our ambitious pension goals. With a certain amount of flexibility and re-arrangement, the answer was yes. We now have a detailed pension plan in place that should deliver the security we need, as well as being (just) affordable. We also have much simplified investments, which make them easier to keep track of.

Source: VouchedFor

My husband and I were aware that we did not have adequate pension provision and had a mix of existing pensions/savings. We wanted advice on how best to achieve our desired pension outcomes. We had had negative experiences with previous financial advisers and were not looking for someone to manage our money for us. Richard looked at our rather complicated financial arrangements, listened to our desires about outcomes and came up with pension and investment proposals. As a woman married to a man who is quite knowledgeable in financial matters it made a pleasant change to have an adviser who talked to us equally and was more than willing to answer my questions and ensure I had a good understanding of the situation. We now have a much clearer picture of our financial situation and the decisions we might make for our future. Richard paid close attention to what we wanted, both in terms of services he provided (which were not his usual package) and our desired outcomes.

Source: VouchedFor
London

I wanted to ensure that my investments were working for me in the best possible way and don’t have the time personally to spend managing as thoroughly as I would like. Richard set up a new Pension platform as well as advised on funds to invest in my ISA. Richard took over responsibility for managing my investments approx. 18 months ago and I am happy with how things are performing.

Source: VouchedFor
North Yorkshire

I needed to invest approx £100k for 3 boys as inheritance money, left to them by their Mother. This needed to be invested for between 20 and 14 years so that each boy could inherit at age 25 but also needed to be flexible to allow money to be given to them earlier if necessary. The children needed to be treated independently but the money was invested together to get the best return. I also wanted a safe investment but one that would give a good return. It was not a straightforward investment at all but Richard was extremely diligent at looking at all the options available and explaining them thoroughly to me. He is very professional yet easy to talk to and listened well to all my questions and answered clearly. I am very happy that we have made the correct investment choice for the boys and that Richard will be continuing to oversee the investment for me.

Source: VouchedFor
Buckinghamshire

We required advice on pension planning and an assessment of the viability and integrity of the pension that myself and my wife currently held. We also required advice on the available pension options open to us and likely returns following our retirement. Richard provided understandable and workable options for us. We can see that Richard’s advice and suggestions have provided sound growth for our pension investments.

Source: VouchedFor
Buckinghamshire

We had savings that we had no idea what to do with as bank interest rates were so bad but we did not want to risk our investment and also hoped for a small income from it. Richard advised us on some low-risk investments that could also give us a return much higher than any bank. He was very pleasant, not at all pushy, gave us plenty of time to understand what he was explaining to us and I had a good feeling of trust in him. We have been very pleased with the outcome of our investment and would not hesitate in recommending him to anyone wanting financial advice or anything else as he is very knowledgeable. I have been so impressed with him. I am happy to leave my finances in his hands.

Source: VouchedFor
West Yorkshire

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