Pension Consolidation

Combine all your pensions into one

Our specialist pension advisers will assess your current pensions and retirement plans and help you to maximise the return on your pension pots.

Many people move jobs several times and pay into various pensions over time. It can be difficult to keep track of your retirement savings pot and see how each of your investments is performing. Consolidating your pensions allows you more control over your funds and makes it much more simple to keep track and check. There’s less administration and you can potentially save money too.

We will only consolidate your pensions if it’s suitable advice to do so.

What is pension consolidation?

Pension consolidation is the process of combining all/most of your separate pensions and placing them all into a single pension. We can even help you trace lost pensions from past employers.

We are independent financial advisers, which means we are not tied to any pension provider and will provide 100% unbiased advice. We are also fully regulated by the Financial Conduct Authority for your peace of mind and safety.

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    Finding a lost pension

    Firstly, calculate the number of companies where you’ve worked throughout your life. You’ve likely amassed a varying range of pensions from all your various employers.

    If you have lost track of your pensions from any of your past employers and need to track them down, the government offer a free pension tracing service, which you can access by heading over to

    Finding a lost pension
    What is pension consolidation?

    If you are in this predicament, then pension consolidation could be a good way for you to take control back of your pensions. We recommend that you seek advice in this area and would be happy to help discuss in further detail with you and provide a complimentary initial consultation.

    Just as it sounds, you will be combining all of your different pensions into a single account where you’re able to make all of the investment decisions yourself and see exactly how much your pension pot is worth at any given time.

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    Plan today for a brighter tomorrow