One Year Left Before Retirement? Do These 5 Things

If you’re 12 months away from retirement, this is the single most important financial year of your life.

And most people get at least one of these wrong…
Which can quietly cost them £10,000s in unnecessary tax, poor decisions, or missed opportunities.

In this video, I walk you through the 5 critical steps to get right before you retire — based on what we see every day advising clients approaching retirement.

This isn’t theory.
These are the real decisions that determine whether retirement feels comfortable… or stressful.

What you’ll learn:

1.How to maximise your pension contributions while you still can (and why timing matters more than you think)

2.Why aligning with your partner is essential — and where most couples go wrong

3. How to accurately calculate your retirement spending (without underestimating it)

4. How to structure your income to mitigate tax legally and efficiently

5. The emotional shift no one talks about — and why it impacts your retirement more than money

If you’re thinking:

“Can I afford to retire yet?”
“How do I take income without overpaying tax?”
“Am I missing something important in my final year?”

This video will give you clarity.

If you want help building your own retirement plan, you can book a call with us here:

👉 https://calendly.com/d/cmv9-qf6-hkh/i...

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• Retirement planning in the UK
• Pension and tax strategies
• Financial independence
• Avoiding costly mistakes

👉 / @claritywealthlimited

About Me:

Richard Platt is the founder, Director, and Independent Financial Adviser at Clarity Wealth Limited, advising clients since 2009.

Clarity Wealth Limited is authorised and regulated by the Financial Conduct Authority 758444

This video is for informational purposes only and aims to explain general investment strategies and financial concepts. It does not constitute financial, investment, tax, legal, or professional advice and should not be used as a basis for making decisions.

The information provided does not consider your individual circumstances, objectives, or financial situation. Investments carry risks, and the value of investments can go down as well as up. Past performance is not indicative of future results.

We strongly recommend seeking personalised advice from a qualified professional before making any financial or investment decisions.
Clarity Wealth Limited accepts no responsibility or liability for any actions taken based on this content