The Last 5 Years Before Retirement (Do These 6 Things)

5 years might sound like plenty of time — but the truth is, the decisions you make now can make or break your retirement. In this video, I’ll walk you through the 6 essential moves to secure your financial future and retire with confidence.

Your 5-Year Retirement Checklist:

✅ Maximise your pension contributions for a final boost to your retirement pot.
✅ Review all your pensions for hidden gems — like valuable guarantees you don’t want to miss.
✅ Discuss plans with your partner to align income strategies and legacy goals.
✅ Prepare emotionally with options like phased retirement for a smoother transition.
✅ Decide on your legacy planning — whether to gift now, later, or a mix of both.
✅ Create a detailed retirement budget so you know exactly where your income will come from.

Don’t leave your retirement to chance — watch now and take control of your future!

💬 Got a question? Drop it in the comments — I reply to as many as I can!

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About Me:

Richard Platt is the founder, Director, and Independent Financial Adviser at Clarity Wealth Limited, advising clients since 2009.

Clarity Wealth Limited is authorised and regulated by the Financial Conduct Authority 758444

This video is for informational purposes only and aims to explain general investment strategies and financial concepts. It does not constitute financial, investment, tax, legal, or professional advice and should not be used as a basis for making decisions.

The information provided does not consider your individual circumstances, objectives, or financial situation. Investments carry risks, and the value of investments can go down as well as up. Past performance is not indicative of future results.

We strongly recommend seeking personalised advice from a qualified professional before making any financial or investment decisions.
Clarity Wealth Limited accepts no responsibility or liability for any actions taken based on this content