Financial Planning

As the end of the tax year approaches, many people start thinking about ISAs, capital gains allowances, and tax-efficient investing. One planning opportunity that is often overlooked — but can…

As the end of the tax year approaches, there are two types of people: 1️⃣ Those who make the most of their tax allowances…2️⃣ And those who look back in…

The New Year always brings a unique moment — a pause, a breath, a natural point in the rhythm of life where we stop and ask: “Am I living the…

With the upcoming Autumn Budget scheduled for Wednesday, 26 November 2025, delivered by Rachel Reeves as Chancellor of the Exchequer, it’s understandable that you may be wondering how it will…

Most people assume that paying tax in retirement is inevitable — but with the right planning, that doesn’t have to be the case. In our latest video, Richard Platt, Founder…

One of the biggest questions we are asked is: “When can I actually retire?” The truth is, it’s rarely just about how much money you’ve saved. It’s about whether your…

When we talk to clients about planning for the future, the conversation naturally leans towards pensions, investments, and building wealth. But every now and then, we have to talk about…

Inheritance tax (IHT) is often seen as an unavoidable part of passing on wealth — but with the right strategies, it doesn’t have to be. At Clarity Wealth Limited, we…

Redundancy can feel overwhelming. You’re suddenly faced with big financial decisions — often under pressure and with little time to plan. At Clarity Wealth Limited, we understand this first-hand. Our…

If you have existing cash savings, you can use them to reclaim tax and add significant value to your retirement pot. By contributing these savings to a personal pension, you…