A lot of people get a particular retirement age stuck in their head.
State Pension age.
But is that because you genuinely need to keep working until then, or simply because that has always been the plan?
In our latest video, we look at a hypothetical 57-year-old couple with £750,000 across pensions, investments and cash and model three different scenarios:
- Retire at 57
- Wait until 60
- Retire at 57 but reduce spending later in retirement
The results show just how much difference a few years can make — but also why retirement planning should not be about money alone.
Time and health matter too.
Watch the full video
If you are approaching retirement, it may be worth asking whether the retirement age you have always had in mind is actually the right one for you.
Want to understand your own position?
At Clarity Wealth, we can model different retirement ages, spending levels and scenarios using detailed cash-flow planning.
https://calendly.com/d/cyd7-rsd-k98/initial-call-ga
This article is for general information only and does not constitute personal financial advice. Investments can fall as well as rise.
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