Re-introducing John Mount DipPFS – Independent Financial Adviser
Hello internet! I have a lot of new clients, followers and connections so I’d like to re-introduce myself. I’m John, I’m 30, I grew up in Halifax, I now live…
Posts by Clarity Wealth
Thinking About the Big Picture
I recently spoke with a potential client seeking investment advice. While this is a straightforward request, as an Independent Financial Adviser, it is important to consider the client’s broader circumstances…
1 in 3 savers worry they’ve “lost” a pension. Here’s how to track them down
It can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about pensions that could support their retirement goals. 31…
Market volatility can be attention-grabbing, but you should focus on these 3 areas instead
The last couple of years have been challenging for investors. Factors outside of your control are likely to have led to your portfolio experiencing volatility. However, while market performance often…
Cost of living crisis: Why you should review your budget and plans
The cost of living is rising. Reviewing your finances now is crucial for understanding what effect inflation could have on your lifestyle and long-term plans. Inflation is at the highest…
Why saving your pension could reduce a potential Inheritance Tax bill
When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your estate could be liable for Inheritance Tax…
3 outdated pension “rules” modern retirees may need to reassess
If you’re planning your retirement and aren’t sure where to start, you may have come across “rules” to follow. While these could provide a useful baseline, some of them are…
7 compelling reasons you should seek financial advice at retirement
Some of the decisions you make as you retire could affect your income and lifestyle for the rest of your life. Yet, data suggests that many retirees aren’t taking financial…
Why governance is a critical part of ESG investment criteria
It’s becoming more common for investors to consider non-financial factors when they make investment decisions. While investors may discuss the environmental and social pillars of ESG investing, they often overlook…
7 essential money lessons your children need to know before they go to university
The day that you send your child or grandchild off to university can bring up mixed feelings. There’s pride and joy at their accomplishment, but also fear and worry as…
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