Don’t Miss Out! Utilise Your ISA and Pension Allowances Before the End of the Tax Year
The tax year is coming to an end on April 5th, 2024, and with it comes the opportunity to make the most of your ISA and pension allowances. These allowances…
Financial Planning
A Steady Sip of Progress: Why We’re Cautiously Optimistic about 2024 Markets
As the new year unfolds, a sense of quiet hope simmers in the financial air. The past month has seen the FTSE 100 take a measured stroll upwards, gaining a…
Maximising your State Pension
Following the Chancellors budget last week, the full state pension will rise by 8.5% to £11,541.90 for the 2024/25 tax year. The triple lock increases the state pension by the…
Thinking About the Big Picture
I recently spoke with a potential client seeking investment advice. While this is a straightforward request, as an Independent Financial Adviser, it is important to consider the client’s broader circumstances…
5 Money Saving tips for Christmas Spending! 🎄🎅
There are rumours that this will be the tightest Christmas in a long time! With that in mind we thought it may help to share some tips with you. We…
Inflation News and the Big Bad Banks!
Inflation reached a peak in October 2022 at 11.1%. This was due to the cost of living crisis which manifested with a significant increase in energy, gas and food prices.…
Reclaiming the 60% tax trap for earners over £100,000
The £100,000 tax trap is a mechanism that we do not believe encourages growth! It occurs because the personal allowance, which is the amount of income you can earn tax-free…
With the increases in the bank rates is now a good time to invest in cash ?
Due to the increase in bank rates at first sight it may be appealing to invest into cash but this is not a good idea for long term investing and…
Your Path to a Secure Retirement: Download Our Free Guide for In-Depth Insights
Planning for retirement can seem like a daunting task, filled with numerous considerations and uncertainties. At Clarity Wealth Limited, we understand the importance of having a solid retirement plan in…
Navigating the Increase in UK Income Tax Bands: Implications and Strategies for Taxpayers
As the UK government implements its policy of “fiscal drag”, more earners are being drawn into higher income tax bands, resulting in increased taxation. It is crucial to understand the…
Recent Comments